Research, Planning are Keys That Open the Door to Homeownership Purchasing a first home can be one of the most exciting experiences in life. Research Mortgages before Shopping for a House If you'll be shopping for a home soon, consider including mortgage programs in your list of items to research. How to Manage Your Mortgage If Your Lender Closes or Files for Bankruptcy When a mortgage company closes or files for bankruptcy, its customers may be left wondering about the impact on their own loans. Good Mortgage Habits If you're planning to apply for a mortgage soon, read these important factors to think about when considering a mortgage. If You Can’t Sell a Home, Is Renting a Good Idea? If you have a chance to seek employment in other markets or simply want to move for any reason, you might face the prospect of your current home sitting empty while the lender still wants a monthly check. Renting might seem like a good solution. Remodeling Instead of Moving? Develop a Realistic Remodeling Budget Developing a budget for your remodeling project does not need to be nerve-wracking if you remember these simple tips from The National Association of the Remodeling Industry (NARI). Make Your Move a Financially Smart One Beyond the purchase or sale of a home, people don’t think about all the financial planning details that should go into a move. Protecting a Mortgage In today's uncertain economy, many homeowners are having trouble keeping up with their mortgage payments—but foreclosure is not always inevitable. Avoiding Home Equity Scams Certain lenders try to take advantage of homeowners by using deceptive practices. Review this list of home equity scams to avoid. Housing Options for Older Americans a Critical Financial Issue Choosing a suitable place to live during retirement can result in a significant financial cost at a time when people commonly assume that their housing expenses will be declining. Here are some of the housing options to consider, preferably well before you actually retire. What you need to know to keep your home in tough economic times The Right at Home Answers Workbook provides you with the financial help you need to keep your home in tough economic times. Includes Problem solving guides and budget worksheets