| Credit unions provide a place for members to save and get
loans at reasonable rates. Other services vary by credit union, and are
tailored to meet members' needs. This is one place where member voting
comes in: as a member, you get
to say what's important to you. Services include: |
- Low-cost or free checking with low or no minimum balance
- High interest rates on savings accounts, CDs, and money market
accounts
- Low interest rates on home mortgages and auto loans
- Credit cards with low or no annual fees and low interest rates
- Online banking
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- Direct deposits, and cable and wire deposits
- Mortgages
- Investment services
- Inexpensive money orders and cashier's checks
- Notary services
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