LONG-TERM ELDER CARE
The Long-Term/Elder Care program is designed to provide assistance and support to members dealing with the aging of their parents and family members. Trained and experienced elder care specialists help you and your family understand the issues related to caring for an older person and assist you in making the right choices for your family. Speak with a trained specialist 24 hours a day, 7 days a week about:
- Understanding the emotional and financial challenges of caring for an elderly person
- How in-home services provided by a professional geriatric care manager can ease the caregiving burden
- Locating an appropriate home health agency, assisted living facility or nursing home at the best rates
Highlights
- Elder Care Information and Referral Care Advisors are available 24 hours a day, 7 days a week to provide assistance with elder care concerns, answer long-term care questions and help locate local assistance.
- Discount home healthcare and long-term network members can save 4% to 25% at approximately 5,500 providers when seeking home health agency or assisted living facilities.
- Access to a comprehensive elder care website that offers features such as skill sheets, condition research, caregiver advice, two minute test, caregiver tools, resource finder and member reports.
- Discounted fee for geriatric care management services. Services provided are telephonic and in-home evaluations (for an additional hourly or package fee) for all levels of care from basic to comprehensive. Members receive a 5% to 15% discount on retail rates.
Long-Term Elder Care Benefit is not available to VT residents.
STATISTICS
"The average cost of a nursing home stay in the United States in 2009 is $219 per day for a private room and the cost of a home health aide averages $21 per hour nationally."
- MetLife Mature Market Institute, October 2009
"Studies indicate that the average length of stay in an assisted living facility is 28 months at an average monthly cost of $3,131 or $37,572 per year."
- MetLife Mature Market Institute, October 2009
"The 85+ population is the fastest growing segment of the U.S. population."
- U.S. Census Bureau, DataFerrett, Current Population Survey, March Supplement, 2009
"The total amount spent on long-term care services in the United States (in 2005) was $206.6 billion."
- U.S. Department of Health and Human Services, Retrieved 04/2010
"At least 70 percent of people over age 65 will require some long-term care services at some point in their lives. And, contrary to what many people believe, Medicare and private health insurance programs do not pay for the majority of long-term care services that most people need."
- U.S. Department of Health and Human Services, Retrieved 04/2010
LONG-TERM / ELDER CARE FAQs
Q. What is the Long-term/Elder care benefit?
A. This benefit is a one-stop resource for those who are concerned about or actively caring for an aging parent or other family member. Aging experts draw on their experience, knowledge of local resources, and the latest information on aging to answer questions, identify the real issues, and arrange for the help and resources for members and their aging family members needs.
Q. How does this benefit work?
A. Simply call the toll-free number located on the membership card to speak with an elder care representative. Once eligibility is established, the member will be asked for information that will assist the representative in directing them to the appropriate elder care specialist. The trained and experienced elder care specialist will help with understanding the issues related to caring for an older person and assist in making the right choices. Alternatively, access elder care information, personalized planning tools and other resources on the web by visiting www.nursenavigator.com
Q. What does this benefit offer?
A. Long-term/Elder care provides members with:
- Elder Care Information and Referral Care Management Associates are available 24/7 to provide assistance with elder care concerns, answer long-term care questions and help locate local assistance.
- Discount home health and long-term network Long Term Members can save 4% to 25% at 5,500 providers when seeking home health agency or assisted living facilities.
- Elder care website access Comprehensive website that offers features such as skill sheets, condition research, caregiver advice, two minute test, care giver tools, resource finder and member reports.
- Discounted fee for service geriatric care management services 3,500 nurses and social workers provide telephonic and in-home evaluations (for an additional hourly or package fee) for all levels of care from basic to comprehensive.