Love

Credit union members love their credit union for many reasons.  While the scope of services varies from credit union to credit union, they offer the chance for members' to have a say in what's important to them.

• Credit cards with low or no annual fees and low interest rates
• Direct deposits, cable and wire deposits
• Financial education and counseling services
• High interest rates on savings accounts, CDs and money market accounts
• Invest in America Member Discount Program
• Investment services
• Low cost or free checking with low or no minimum balance requirements
• Low interest rates on mortgages and vehicle loans
• Notary services
• Online banking

Trust

• As a non-profit focused on returning its profits to its members in the form of high-interest savings and low-rate loans, you can trust your credit union will put you first.
• Your savings are insured up to $250,000 by the NCUA so you can trust your money is safe and secure.
• Credit unions follow conservative investment practices, lend responsibly and live within their financial means, so you can trust your credit union's decisions

Next: How to Join a Credit Union ⇒