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What Is a Credit Union?

A credit union is a member-owned, not-for-profit, cooperative financial institution.

Credit Unions:

Federal credit unions are chartered and supervised by the National Credit Union Administration (NCUA). Through this federal agency, savings in federal and most state-chartered credit unions are insured by the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the United States government. The funds in some credit unions are privately insured.

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